The days of becoming a teacher, receiving a decent salary and retiring with a nice pension are becoming numbered. As you know, today’s teachers, especially newer ones, are faced with lower salaries, limited salary growth, and the burden of trying to develop a savings plan to replace the legacy pensions that many of their older colleagues cherish.

Not only this, but with increased paperwork and job responsibilities, you’re finding that you now have little time to spend with your families, let alone worry about your finances.

As a husband of a teacher, Erik O. Klumpp completely understands your situation. He’s worked with many teachers in the Troy School District, Rochester Community Schools, Utica Community Schools, Birmingham School District, and Bloomfield Hills School District, helping them analyze their situations, decide on their pension election in 2012, and making sure they’re financially on track toward realizing their American Dream.

Whether you’re a teacher looking for someone to help guide you toward your goals of saving more to supplement your pension or you’re a newer teacher looking to try and balance paying off student loans, starting a family and building your retirement savings, we can help.

We are not salespeople or 403(b) reps, but an independent guide helping you navigate the “wild west” of 403(b)s and 457(b)s and understanding your ORS pension, if you have one. We help you coordinate your benefits with those of your spouse to make sure you’re taking advantage of every benefit you have available. We strive to provide the best, independent financial planning planning and investment management advice, that’s why we’ve designed a service specifically for you, Chessie TEACH℠. You can learn more about it here.

If you would like to schedule a complimentary appointment to discuss your situation, fill out our contact form or give us a call at 248.396.3878.